The Short Answer
[Two or three sentences.]
What Ijarah Is
[Explain the lease: the financier owns the asset and earns rental from the user. In a lease-to-own structure, ownership passes to the user at the end of the term.]
How It Differs From a Conventional Loan
| Feature | Ijarah (Lease-to-Own) | Conventional Term Loan |
|---|---|---|
| Asset Ownership During Term | [x] | [x] |
| Return to Financier | [x] | [x] |
| Collateral | [x] | [x] |
A Worked Structure
[Walk through a real structure. See the Project Bedrock case study for one example.]
What to Check When Modelling One
- [Point One]: [Explanation.]
- [Point Two]: [Explanation.]